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PCI DSS, otherwise known as the Payment Card Industry Data Security Standard, is a set of guidelines and requirements businesses must adhere to ensure credit card information remains secure online. Companies that handle cardholder data, whether it involves processing, storing, or transmitting data, are required by the PCI Security Standards Council to follow the PCI DSS, which has 12 key requirements, 78 base requirements, and over 400 test procedures. PCI DSS security practices are considered the best method to ensure sensitive cardholder information remains secure, guaranteeing the protection of clients from data breaches and identity theft, while also ensuring the companies engaged in credit card interaction remain safe themselves. Failing to adhere to these standards can result in the potential loss of important data, leaving businesses open to substantial fines for agreement violations and negligence. Any organization, regardless of size or number of transactions, should be following the PCI DSS.
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